Peace of Mind Planning
Lift emotional and financial burdens from your family by taking care of the details today.
Planning ahead makes good sense. It's the same type of planning we've been doing all of our lives. We plan our education, health insurance, vacations and even retirement. Many people today are now also pre-planning their funerals. Following are some of the questions that we can help answer...
What is pre-planning?
Bryan Funeral Service offers families the option of funeral pre-planning. “Pre-planning," also known as “pre-arrangement," or “pre-arrangement planning" simply means that you set up your funeral arrangements in advance of the need for these services.
Making these decisions today allows you to make logical, thoughtful arrangements your family will appreciate, as well as allowing you time to tend to every detail.
What is involved in pre-planning a funeral?
Pre-planning your funeral can be as simple and informal as the act of writing down your preferences and sharing your wishes with a family member. If you want to make more formal arrangements, Bryan Funeral Service can assist you with setting up a pre-need contract that outlines the type of service and events you want for your funeral. We work with you to make sure you understand all your options. We help you to select only the services you want. We also offer several pre-payment options to help you control future costs.
What are the benefits of pre-planning?
There are several advantages in taking charge of planning your own funeral or memorial service. It lets you make your wishes known, so your loved ones won't have to guess. They won't have to worry if they did the right thing. It eliminates emotional overspending from grief or guilt. Pre-arranging can bring peace of mind to your family's decision-making. It relieves your family from the strain of making at least one set of decisions during a very emotional and stressful time. It gives you a chance to personalize your funeral service and makes it a "celebration of life." It's a way to get your loved ones involved and make it a positive experience. It relieves you and your family from future financial responsibilities and burdens. It gives you total peace of mind. Pre-planning your funeral is a thoughtful gift you can leave your family.
What about Medicaid?
Typically the government has an asset restriction in place for those trying to qualify for Medicaid. We can help provide you with all of the information that you need in order to have your prearranged funeral plan exempt from Medicaid Assets.
Is a pre-arrangement plan portable?
If you need nursing home care or other monetary assistance in the future, your pre-funded service cannot be taken away from you. Yet, if you move, your arrangements can move with you to the funeral home of your choice.
Are there flexible options for funding a pre-arrangement contract?
Bryan Funeral Service can help you set up a pre-need contract. It can be pre-funded through life insurance or a bank trust. We offer you the option of setting up either a revocable or irrevocable pre-need contract. The term "revocability" refers to the pre-funding of your funeral. Pre-need contracts can be either "revocable" or "irrevocable."
A revocable contract can be cancelled or "un-funded" at any time, and the released funds can be used for any purpose. An irrevocable contract must be used solely for the purpose of paying for funeral expenses. Most people choose to make their pre-funding irrevocable because they want to ensure that the money will be there to pay for their funeral in the future.